Yes, we speak Dutch
That is possible.
In principle, it is possible to finance up to 50% of the purchase price at a Spanish bank.
We would be happy to advise you on this.
It is not legally required, but in principle you cannot do without one.
A lawyer is the key figure in the entire process.
It is also important to note that the lawyer is and remains responsible for all his research and advice, even after the sale.
When purchasing an existing home, you must pay a transfer tax, or ITP tax, of 7%.
When purchasing a newly built home, you must pay 10% VAT and a separate AJD tax of 1.2%.
When purchasing building land, 21% VAT must be paid.
The notary’s fee for executing the deed is not that expensive and usually remains under 1,000 euros.
The lawyer’s fee is around 1% of the purchase price.
It is the selling party that must pay the broker.
This is a one-time registration number for foreigners.
You need this number to open a bank account, to register a Spanish car, to purchase a home, etc.
Every year there is the cadastral income or IBI tax; this fluctuates around 0.5% depending on the municipality.
In addition, there may be other recurring costs such as electricity, water, internet, telephone, municipal waste contribution or basura tax.
Since we also offer a home management service for our clients, you can come to us with all your questions, big or small.
We will always try to give you the best possible advice and help.
Since we have been active on the Costa del Sol for more than 25 years, we have a very large network in all areas.
First and foremost, we will endeavour to provide you with the best possible information, including photos and videos.
After that, it is of course advisable to schedule a specific appointment for one or more viewing(s).
Since there is a very wide range of affordable airline tickets available, this viewing can in principle be very efficient and you will not
necessarily have to waste a lot of time during the viewings.
You must then reserve the building by means of a reservation form and you must also make a deposit of 3,000 or a maximum of 6,000 euros.
From that moment on, the building is taken off the market and the purchase process can begin.
A gestoria is a type of administrative office and accounting firm that you need for various administrative matters such as registering a vehicle, importing a vehicle, tax returns, etc.
It is a kind of intermediary between you and the Spanish administration.
We can also advise you on this.
We can even put you in touch with a Dutch-speaking gestoria!